Expert Title Escrow Agency
Ohio Closing Cost Estimator
Estimate closing costs for Ohio real estate transactions. Covers all 88 Ohio counties using 2026 OTIRB title insurance rates and Expert Title's current fee schedule. Lender fees are not included and will be provided separately by your lender.
Step 1 — Statement Format
Closing Disclosure — standard for residential lender transactions (post Oct 3, 2015)
Step 2 — Transaction Type
Step 3 — Purchase Details
Fields marked * are required
Recording Fee Details
Estimated based on 2 pages for the deed
Tax Proration
Ohio tax periods start Jan 1 and Jul 1. Short: closing Jan–Jun starts Jan 1; closing Jul–Dec starts Jul 1. Long: closing Jan–Jun starts Jul 1 prior year; closing Jul–Dec starts Jan 1 current year.
Property Tax Parcels (add one or more)
HOA (Homeowner's Association)
Buyer — Additional Fees (optional)
Add any additional buyer charges such as home warranties, inspections, etc.
Seller — Charges & Credits
Realtor Commission
Seller Payoffs (mortgages, liens, judgments, etc.)
Additional Seller Fees (repairs, warranties, credits to buyer, etc.)