Obtaining accurate payoff information is a critical step in any real estate closing. Mortgage payoffs, judgment payoffs, and lien releases must be confirmed and satisfied before ownership can be transferred or refinanced.
Expert Title Escrow Agency orders payoffs for mortgages, judgments, and liens as part of our comprehensive closing services. To obtain payoff information, lienholders require written authorization from the property owner to release account details and balances.
Once we receive a completed and signed Authorization Form, our team contacts the appropriate lenders and lienholders to request current payoff figures. This ensures that all balances are calculated correctly and paid at closing, preventing post‑closing issues or title defects.
For security and compliance purposes, the Authorization Form must include applicable account information and be signed and dated by the individual(s) listed on the lien. Completed forms may be returned to our office securely by fax or email.
By handling payoff requests proactively and accurately, Expert Title Escrow Agency helps ensure a smooth and timely closing for buyers, sellers, lenders, and real estate professionals.