A title examination is a critical part of every real estate closing in Ohio. It ensures that the seller has clear, legal ownership of the property and that the buyer receives full and undisputed ownership at closing.
At Expert Title Escrow Agency, most title examinations are performed in‑house by experienced abstractors who are also licensed title agents. This allows us to control the quality, accuracy, and speed of the title search process from start to finish—without relying on third‑party vendors.
Our team conducts a comprehensive review of county recorder records to identify existing mortgages, liens, easements, restrictions, leases, or other matters that may affect the property or its ownership. We also search county clerk of courts records for outstanding judgments and review county treasurer records to confirm unpaid taxes, assessments, and current tax figures. When applicable, we search federal bankruptcy filings to ensure no unresolved issues impact the transaction.
Because our abstractors are also title agents, they can immediately evaluate title issues as they arise and work directly with our underwriters in real time. This direct communication allows many title issues to be resolved—or eliminated—before the title search is even complete, preventing delays that commonly occur at other title companies.
Our in‑house title examinations allow us to issue Title Reports and Title Commitments faster and more accurately, helping buyers, sellers, lenders, and agents move to closing with confidence. By identifying and addressing potential problems early, we help reduce last‑minute surprises and keep transactions on schedule.