The purchase of a home — or the refinancing of an existing loan — is one of the most important financial decisions a person can make. At Expert Title Escrow Agency, we work to make the residential closing, refinancing, purchasing, and selling process as smooth and worry‑free as possible for everyone involved. Use our closing cost estimator to accurately forecast and budget for your expected expenses at closing, helping you prepare with confidence.
Our experienced team handles all types of residential real estate transactions, including cash purchases, land contracts, and lender‑financed closings. We regularly work with a wide range of loan types, including Conventional, FHA, VA, 203(k), New Construction, Reverse Mortgage, and Rural Housing loans, and we understand the unique requirements of each.
Our closers collectively bring over 120 years of industry experience, giving them the knowledge and problem‑solving ability needed to anticipate issues and guide transactions to a successful closing. Closings can be completed at our office, at your workplace, or — when necessary due to accessibility or special circumstances — at a client’s home.
Frequently Asked Questions About Residential Closings
Do I need title insurance when buying a home in Ohio?
If you are using a mortgage, lender’s title insurance is typically required in Ohio.
Owner’s title insurance is optional but strongly recommended to protect the buyer’s
ownership rights after closing.
When should title be ordered for a purchase or refinance?
Title should be ordered as soon as a purchase contract is signed or a refinance is
initiated so that any title issues can be identified and resolved before closing.